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Tax Forms and Information

Everything You Need to Prepare Your Taxes

Filing taxes doesn't have to be complicated - we've gathered everything you need to stay organized and informed this tax season. Whether you’re managing mutual fund investments, brokerage accounts, retirement savings, or education plans, we provide clear, timely access to essential forms and details.

What You Should Know About Investment Taxes

General Tax Forms Overview

Each year, investors may receive one or more tax forms depending on the type of accounts they hold and the investment activity during the year. These forms are used to report dividends, capital gains, interest, and contributions to retirement or education accounts.

Tax Treatment by Investment Type

Different investment vehicles — such as mutual funds, ETFs, stocks, and bonds — are taxed in different ways. Some may generate dividends or interest, while others result in capital gains. Understanding how these are categorized by the IRS helps ensure your return is accurate.

Timing and Delivery

Tax forms are typically issued between mid-January and mid-March. Some are mailed to your address, while others may be available electronically through your investment platform. Check with your provider to confirm timing and delivery method.

When to Seek Advice

Tax laws can be complex, especially when dealing with rollovers, foreign tax credits, or non-covered shares. Consulting a tax professional can help ensure you're compliant and making the most of any deductions or credits available.

Tax Info by Account Type

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Retirement Accounts (IRAs, 401(k) Rollovers)

Find details on IRA contribution deadlines, qualified charitable distributions, rollover documentation, and more.

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Non-Retirement Accounts

Understand how dividends, foreign taxes, and substitute payments affect your tax reporting.

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Education & Annuity Plans

Learn when and how to access tax forms related to 529 accounts and variable annuities, and what each form means for your filing.

Frequently Asked Questions

If you moved accounts or changed platforms during the year, you might receive multiple 1099s — such as one for mutual funds and another for brokerage assets.

Most forms are available from mid-January through mid-March. The exact timing depends on your account type and activity.

You may not receive a 1099-DIV if your total dividend income is under $10 and no taxes were withheld.

Depending on the types of accounts you have and your investment activity during the year, you may receive a variety of tax forms. These include:
  • 1099-DIV: Reports dividends and distributions from mutual funds, ETFs, and individual stocks.
  • 1099-B: Reports proceeds from the sale of securities.
  • 1099-MISC: Used for miscellaneous income, such as substitute payments.
  • 1099-R: Reports distributions from retirement accounts like IRAs.
  • 5498: Reports contributions to retirement accounts, such as IRAs, and rollovers.

Yes. Even if you didn’t receive a form, you are responsible for reporting all taxable income listed in your year-end statements.

Yes. You’ll receive a 1099-R from the institution that processed the distribution, and a 5498 from the receiving institution confirming the rollover.

If you received substitute payments instead of actual dividends (e.g., from securities on loan), they are reported on 1099-MISC.

Yes. Most forms are available in your account dashboard to view, download, or print once issued.

You’ll receive a 1099-Q only if you withdrew funds. Contribution details can be accessed through account statements.

Yes. If foreign taxes were withheld (as shown on your 1099-DIV), you may claim a deduction or credit. Consult a tax advisor for your situation.
Depending on your account activity, you may receive forms such as 1099-DIV, 1099-B, 1099-MISC, 5498, or 1099-R.
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